A Nigerian man has shared his experience after mistakenly transferring ₦50,000 to the wrong Opay account, claiming the recipient demanded ₦20,000 before agreeing to return the money.
According to him, the error occurred after he entered one incorrect digit while making the transfer, causing the funds to be sent to a stranger instead of the intended recipient.
Recipient allegedly demanded ₦20,000
Recounting the incident, the man said he immediately contacted the recipient to explain that the transfer had been made in error.
However, he claimed the recipient initially denied receiving the money before later admitting that the funds had reflected in his account.
Instead of returning the full amount, the recipient allegedly insisted on keeping ₦20,000 as his “share” before sending back the balance—a demand the sender said left him stunned.
Sharing his experience, he wrote:
“I was trying to send ₦50,000 to someone’s Opay account. I got one digit wrong and mistakenly sent it to another person.”
While trying to recover the money, the man said he contacted his bank, UBA, reported the mistaken transfer, and provided the transaction reference for investigation.
According to him, before the recipient eventually refunded the money, the transaction was reversed through the bank’s intervention, leaving the recipient without the funds he had attempted to bargain over.
Social media users react
The story has since gone viral, attracting mixed reactions from social media users.
Many applauded the sender for sharing his experience, while others expressed surprise that the recipient allegedly tried to negotiate a reward before returning money that did not belong to him.
Several commenters also used the incident as a reminder of the importance of carefully verifying account numbers and recipient details before confirming bank transfers, noting that a simple mistake can lead to unnecessary stress.
Others added that anyone who mistakenly sends money should report the transaction to their bank as quickly as possible to improve the chances of recovering the funds.
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